Finance
Jemca Car Group has a wide selection of Finance Options to suit your needs. Whether you are buying a new or used Toyota or Lexus or even a used car from our all makes selection, we make it easy and hassle free experience for our customers.
- We are flexible
- We keep the application process and hassle free
- We have expertise in working out which is the best deal and solution for you
Contract Purchasing – a simpler way to drive a new car, today
How does it work?
Once you have decided on the car model you would like, we give you a guaranteed future value (GFV) for that car, which together with your deposit is deducted from the cash price so your monthly payments are calculated on the difference plus the cost of borrowing the money. This makes driving a new car very affordable and has the effect of reducing your monthly payments in comparison to more traditional methods such as Hire Purchase or Personal Loans.
What are the benefits?
- Lower fixed monthly payments which make budgeting easier
- A low deposit – from the equivalent of one monthly payment
- Opportunity to change your car more often and enjoy the pleasures of driving a new car
- Lower running costs. With new cars you may never need an MOT and may always be in warranty
At the end of the agreement you have 3 options
- Part Exchange and upgrade to a new car
- Keep the car and pay the final payment (guaranteed future value)
- Hand the car back and you have nothing further to pay
Personal Loans
Our personal loan options are competitive and flexible and our experienced staff in our Jemca Car Group Centres can help advise you on which options work best to for your needs.
Hire Purchase
We offer Hire Purchase – the traditional financing plan, which allows you to manage your budget with fixed monthly payments, spread over an agreed period to suit you.
As a member of the Finance and Leasing Association we support and fully comply with their code of practice, which covers the way we will work with you. (If you would like to see a copy of their code please visit their website: www.fla.org.uk).
Finance Terms Explained
Click here to find out what certain fiance terms mean.
For more information about our Finance Options please contact your local Jemca Car Group Toyota, Jemca Car Group Lexus or all makes Jemca Car Group Centre.
Please contact us today.